“Starting next year” is a phrase you commonly hear around the holidays. Whether the goal is to exercise more, travel, or eat healthier, it just seems like these resolutions seem more manageable in January. While you can cut cookies from your diet next year, there are a few items that should be addressed before 2022 […]
Whether it is buying groceries, determining your next vacation destination, or even what time you’re going to wake up tomorrow, we plan for just about everything in life. Except when it comes to money. According to a Gallup poll, only 30% of Americans have a long-term financial plan that includes savings and investment goals. Failing […]
The 401k is one of the most popular options available for those working toward retirement. These accounts, which are provided by employers, give employees the opportunity to make tax deferred contributions from each paycheck. This means that the funds used for contributions are not taxed upon entering your 401k but taxed later upon withdrawal. Additionally, […]